Withdrawal of money from mts to the card. Learn how to transfer money from MTS to a card: simple ways with a minimum commission Mobile transfer from MTS to a bank card

Today we will figure out how to transfer money from MTS to a Sberbank card from your phone number. Why is this needed at all? For example, if someone topped up your cell phone for a large amount, and your communication costs are clearly less. Or, if you were paid not with cash, not with a card, but by replenishing your phone number (some of the other cities do this). Or, if you urgently need money on the card, but they were not there. One thing is important, if suddenly such a need arose, it is quite possible to do this, and we will analyze all the methods and features of such a replenishment option.

What Sberbank cards can be replenished from an MTS number

Most important point- you can replenish from the MTS phone not all Sberbank cards, but only a part of them. This does not apply to ordinary Visa and Mastercard, but problems may arise with the Maestro. Usually this preferential cards for students, children, pensioners or just free, and there is no way to replenish the account with mobile phone. Most often, the number of such a credit card consists of 18 digits, and with standard Maestro with 16 digits in the number, there will be no problem.

By the way, in the same way, you can transfer money from your phone balance not only to Sberbank, but also to the plastic of any of our other Russian banks - the methods described below are also suitable for them.

From MTS number to Sberbank Maestro card

What to do if you still need to replenish the Maestro, but nothing happened? Someone says that there are no options, since it is impossible to replenish plastic with 18 digits. But a resourceful mind will always find a solution. Here you will be helped by a "pad" in the form of another Sberbank card or some other bank. In this case, you first transfer money to it, and then replenish Maestro from it using the "Card-to-Card" service.

The main thing here is to choose a card that does not have or has a low commission for replenishing others. I can advise Tinkoff bank- there you can instantly transfer up to 20,000 rubles to credit cards of any of our banks per month.

Limits on transfers from an MTS phone to a Sberbank card

There are certain limits, more than which you cannot send to the bank, and even less - it will not work either. It is better to remember them, since such restrictions apply not only to this, but also to many other payments, for example, replenishment with an electronic wallet via the Internet, mobile numbers etc. In our case, the limits are as follows:

• You can not transfer more than 15,000 rubles at a time;
• No more than 5 such replenishments per day;
• Per day in total for all operations - up to 40,000 rubles;
• Per month - no more than 75,000 in total for all transfers;
• The minimum payment is 50 rubles.

As you can see, the restrictions are quite forgiving, since I doubt that someone will need to transfer more than 40 thousand rubles for money to Sberbank from their MTS phone number, especially considering what a commission they charge there. But more on that below.

MTS commission when transferring to a bank card

So, it's not free. For such payments, the "red" operator will charge you 4% commission from the total amount of the sent transfer. Another point - at least 60 rubles. That is, when paying up to 1,500 rubles, the commission percentage will be higher than 4%, and it becomes unprofitable to pay. And to send 100 rubles to give 60 - this is generally more than 50%.

How to transfer money from MTS to a Sberbank card without commission

Of course, everyone is looking for ways to replenish a Sberbank card from an MTS number without commission. But I can upset you, there is no such option, even if you use some tricky schemes with double and triple transfers. These 4%, consider the standard commission for all operations of this kind with this operator. And others - not much different from him.

How to transfer money from MTS to Sberbank: all ways

We figured out the limits, the commission suits you, your bank credit card supports a similar method of transferring funds to it. It remains to figure out how to do it. You can initiate a send Money both from the side of MTS and from the side of Sberbank - the commission will be the same in any case, so you can simply choose the option that is easiest for you to use. In my opinion, the most convenient way is through SMS messages, since you always have your phone at hand, but you can’t go to the personal account everywhere, and it’s not a fact that you will have a computer at hand for this.

Transfer through Sberbank number 900

The simplest - a familiar number to all of you 9-00 from the green bank. Maybe you already use it to top up your mobile from the plastic of this bank. But you can also perform the reverse operation, send money from a cell account to a credit card. To do this, we use the following form of the command:

Transfer 7910863XXXX 5275 350

Decryption:

• 7910863XXXX - phone number from which money will be debited;
• 5275 - the last 4 digits of the rechargeable card number;
• 350 - payment amount.

Important: you can not go "to zero" on the balance of the cell. You must leave at least 50 rubles (already taking into account the commission that you pay).

Transfer via SMS for MTS 6111

Similar to the previous method, but here you initiate a payment not from the side of the bank, but from the side of the operator, since we will send SMS to it short number 6111 . The command format is similar:

CARD 6738XXXX6291XXXX 350

Decryption:

• 6738XXXX6291XXXX - full credit card number for replenishment - 16 digits without any spaces;
• 350 - the amount you want to send to the account.

Top up Sberbank with MTS USSD command

Another option to initiate a payment from the side of the "red" operator is to dial a USSD command instead of SMS for instant transfer of funds. Here is an example USSD combination format:

*611*6738XXXX6291XXXX*350#

Explanation: everything is similar to the previous option - we indicate the number of the Sber card and the amount that needs to be debited from the balance of the cell phone.

Transfer to Sberbank through MTS personal account

If you have a computer at hand or you just prefer to perform all operations through, you can use it. To do this, go to the section " Money transfers "and select there" On the bank card ".

Important: Do you see the Sberbank logo? Don't click on it. It's in the loan payments section. And we need to replenish the debit card. However, if you want to repay a loan at Sberbank from your number, you can go there too.

We'll go replenish the debit. Everything is simple and clear there. All that is needed is to enter all 16 digits of the number of the card to which you will transfer funds, indicate the MTS number from which they will need to be debited, and do not forget about the amount of the transfer.

The replenishment process takes place in two stages. On the first one, you indicate your mobile for debiting (only registered to you) and the amount. On the second - all card data. These are 16 digits of its number, the full name of the owner (initials on its front side) and the validity period (indicate the year and month). Click "Next".

To complete the payment, you will receive an SMS with a code to confirm it - enter it in the window, click "OK" and wait for the money to be credited to your account.

Important: they write on the site that the transfer can take up to 5 days, but in fact they usually arrive instantly or within 10-15 minutes.

As you can see, it is not difficult, but you have to enter much more data than when sending via SMS or USSD command.

Easy payment in the mobile application "My MTS"

If you still decide to use your personal account, but you didn’t have a computer at hand, you can go to the application " My MTS"- the same LC, but on a smartphone or tablet. The service is also available there" Easy payment"To transfer money from an account to Sberbank plastic. The steps are exactly the same as in the previous paragraph.

Additional Information

As you can see, transferring any amount of money from MTS to a Sberbank card is not as difficult as it seems, if you are ready to accept the fact that you will have to lose 4% of what you send. But after all, in this way you can replenish someone else's credit card, even in Sberbank, even in any other bank in Russia, since no one in the process asks you to confirm that this plastic belongs to you, and this is not checked anywhere.

Mobile transfers have already become an integral part of the life of a modern person. And now it is hard to believe that in order to transfer funds from one account to another or replenish the balance of a mobile phone, the user had to stand in long queues and spend a lot of time, for example, transferring money from MTS to a Sberbank card.

With the development of modern payment systems, almost every virtual account, whether online wallet, mobile phone account or current account linked to plastic card in a bank, it is quite possible to replenish and use for mobile transfers.

Before deciding on such an action, the owner of a mobile phone should keep in mind a few simple rules that underlie the work of the operator mobile communications.

Limits on MTS transfers

First of all, it is worth remembering the limit on the transfer amount. MTS sets the upper bar in the amount of 15,000 rubles. In this case minimum size The transferred amount is 50 rubles. There is a logic here: established limit the amounts transferred using such a procedure will become uncontrollable, which means that there will be too many risks for mobile operators and financial institutions.

How to transfer without commission

Transferring money from MTS to a Sberbank card (such a procedure is impossible without a commission) involves paying a certain percentage to the payment system. In the case of MTS, this percentage is 4%, but less than 60 rubles per transfer is never charged.

How many times can you transfer money

You will not be able to transfer any amounts from the MTS balance to the card - check out the restrictions

The mobile operator imposes a limit on the number of transfers that can be made during the day - as a rule, their number should not exceed more than five transactions. That is, the owner of a mobile account can transfer no more than 75 thousand rubles in the general account within one day. Moreover, the amount of the commission will be 3000 rubles - for all transfers.

Restrictions on bank cards

In turn, the bank is also responsible for making transactions, and therefore the question of how to transfer money from MTS to a Sberbank card will also affect the type of cards issued by the bank. For options like VISA and Mastercard bank allows such procedures to be carried out without imposing restrictions related to the safety of operations.

But for cards that have a minimum set of options, plus everything that does not require payment annual service(for example, social or student Momentum cards maestro) similar service impossible. However, even here there are a number of manipulations, thanks to which such an operation will become possible, although it will require much more time and money. This will be discussed below.

Official data - both from the mobile operator and from the bank - give a positive answer to this question. Another thing is which method the user chooses as less costly: both in terms of finances and in terms of time.
So, the first way is the Internet.

MTS personal account

Transfer of funds from a mobile phone account to a plastic debit or credit card is possible using the MTS service, namely, through a special option called "Money transfers". However, before using this service, you must first register in the system. This procedure is quite simple and does not take much time.

By the way, a personal account for a mobile user contains quite a few useful services that can make life much easier and speed up many operations.

With the help of an online cabinet, you can both transfer money from MTS to a Sberbank card (however, you can’t do without a commission here either), or make various payments and even purchases in online stores using funds on your mobile account.

The Easy Payment service is available in the operator's menu in the Payment Management section. Step 1

So, having expanded the “Easy payment” tab, the user selects the “Transfer from phone account to card” option. Everything is intuitively clear here: you just need to fill out all the necessary forms that the system requires, and decide on the amount of the transfer. By the way, the mobile operator also provides for such a moment: the user cannot transfer money from a mobile account, as they say, “at zero”. The operator always leaves the required amount on the account as a minimum balance.

In the Payment for goods and services menu, we are looking for the operation Transfer from a phone account to a bank card. Step 2

In the notification received on the mobile phone (it comes in the form of SMS), the system sends a code that must be entered in the dialog box. Thus, the initiator of the payment is authorized in the system. After a few minutes, the transferred amount will be credited to the account. Thus, the online account clearly shows how to transfer money from MTS to a Sberbank card (only VISA and Mastercard, Maestro cards are not accepted and recognized by the system, so you can not try to make a transfer).

Transfer via SMS to number 900

In order to use the second option, it is enough for the user to have a mobile phone and a Sberbank of Russia card at hand. It is also worth remembering the restrictions imposed by both the bank and the mobile operator.

It is better to always leave a minimum balance on a mobile account (usually this amount is 50 rubles), and you also need to take into account the commission that the system charges. It is better to familiarize yourself with the terms of the transfer in advance - and then the procedure will be quick and trouble-free. So, how to transfer money from MTS to a Sberbank card via phone using the 900 number?

To do this, send a message to the above number (900 is the official short number for mobile bank, owned by Sberbank) with the following content: Transfer 79123456789 1234 200

And now - the decoding of this message.

• 79123456789 is the mobile phone number of the person who initiates the transfer procedure - in the international format;
• 1234 is the last four digits of the card number;
• 200 is the amount to be sent.

In terms of the duration of the execution, the operation will require approximately the same time as a similar one when transferring from the official website of the mobile operator.

Transfer via SMS to number 6111

Transferring money from an MTS number to a Sberbank card via SMS is very simple. It is enough to send a message "CARD XXXX ZZZZ", where:

XXXX - card number (most often 16 digits);

ZZZZ - amount to transfer.

Transfer via USSD command

An alternative to SMS messages is Wait for SMS from the operator about the results of the money transfer

How to transfer money to a Maestro type card

In order for the holder of such cards to be able to make a mobile transfer, some intermediary system will be required - for example, the international payment system VISA. To attract this, you need the owner of just this type of bank card. And here you can both transfer money from MTS to a Sberbank card via SMS, and use online transfers using the Internet. Having received money on the card account, VISA holder using mobile bank or the Sberbank Online @ yn system, will easily carry out the procedure for transferring to a Maestro card.

conclusions

Obviously, there are more than enough ways to transfer money from a mobile phone account to a bank card account. However, with all this, it is worth remembering that such a transfer without a commission still does not exist, and in any case, certain interest must be paid. This is an inevitable part of the cost, which must be included in the upcoming payment in advance. And to the question - is it possible to transfer money from a phone to a Sberbank card from MTS? – now there is a clear answer – yes.

Unclaimed money often accumulates on the balance of the phone. To be able to use them, you can transfer from an MTS phone to a Sberbank card.

Features of the transfer from MTS to Sberbank

As well as from the accounts of other operators, the transfer from MTS to Sberbank takes place subject to certain rules:

• The transfer is carried out on products of the international format: Visa, MasterCard;
• The operation is performed through the website of the MTS company. Additional registration, installation of applications, etc. not required;
• To commit online translation Sberbank card details are required, so you need to have it with you (or its details);
• The request is confirmed by SMS, so you need to have a phone at the time of the transfer;
• A transfer fee is charged. It significantly exceeds the standard tariffs, however, the service is quite in demand, as it allows you to use unused money from the balance;
• MTS has set limits. This is due to the rule of law to ensure safety.

Operation fees

Limits on funds transfers from MTS to cards of any organizations, incl. Sberbank are equal:

• Minimum at a time: 50 rubles;
• Maximum: 15,000;
• Number of transactions per day: 5.

The value of 15000 was not chosen by chance. This is the maximum allowable value for non-cash transactions for unauthorized users, enshrined in law.

The amount of the commission for the transfer from the phone

The commission for a transfer from MTS Bank to Sberbank is at least 60 rubles, with insignificant amounts, or 4.3%.

As you can see, it is more profitable to use a money transfer if there is a large amount on the account, otherwise the payment for the operation may even exceed its size. If we compare the commission with interbank transfers, it is indecently high.

At Sberbank, when transferring funds to a card of another bank, a fee of 1% is charged (between Sberbank products - no commission). Similar or slightly higher values ​​are provided for in other financial institutions (usually up to 1.5%).

Transaction limits

Restrictions on funds transfers through MTS Bank are:

• from an MTS card: up to 100 thousand rubles at a time; up to 850 thousand - per month (up to 50 operations);
• on the other hand: up to 75 thousand for one transfer, up to 850 thousand - in 30 days.

The fee for a transfer from MTS Bank to a Sberbank card is 1% (for credit cards - according to tariffs). When transferring between any cards through the MTS resource, 1.8% is paid. In the latter case, other possibilities should be considered. For example, using the Sberbank Online service, sending money from Sberbank to a product of another organization costs 1% (between Sberbank accounts - free of charge).

When crediting money to an MTS card account from Sberbank or another institution, the payment is 60 rubles. In this situation, it is worth comparing the payment with the tariffs of other services, and choosing a more profitable one, which depends on the amount.

Ways to transfer money from an MTS account to Sberbank

There are several ways to transfer money from MTS to debit card Sberbank. Let's consider them in more detail.

Through the official website

You can send a transfer from MTS to a Sberbank card from the appropriate section of the site according to the following instructions:

Go to the official website of MTS, select the "Manage payments" tab, select "Transfer to a bank card"

Write down the phone number and amount. The write-off amount including the commission is displayed automatically. In the column Pay from, there should be a checkmark opposite From the MTS phone account.

Enter Sberbank plastic number: 16 digits. In this case, other information or secret codes, PINs, etc. not required. This window shows restrictions - which institutions do not support the service (ICB, Vozrozhdenie).

Examine the entered parameters, verify and click on Get password.

Confirm. To do this, a digital code is sent to the user number, which must be entered in the appropriate column.

The time for receiving money is limited to 5 days. As practice shows, usually the transfer of funds is completed in a few minutes or within a day.

Via message

In addition, MTS provides for sending money via SMS. The availability of this method is due to the presence of push-button telephones in some of the clients. To transfer money from MTS to Sberbank, you do not need a smartphone or an Internet connection. You will need to type a message like this:

• card;
• plastic number (all 16 digits without spaces);
• transaction value.

You need to send it to 6111.

Via USSD command

Similarly, the execution ussd command. In this case, all items are separated by asterisks (*), and at the end a hash mark (#) is placed and the Call button is pressed. Instead of the word card, a digital command is used - 611.

One-time transfer is limited to 15 thousand rubles, monthly - 40 thousand. The commission is 4%.

The cost for sending a notification is charged according to the connected tariff. It is acceptable to send a message from another country. In this case, the fee is debited according to the tariffication of being in roaming.

Transfer from an MTS bank card

MTS Bank acts financial institution, providing products of a wide range: issuance of cards, incl. credit, opening deposits, obtaining loans, etc. MTS Bank cards are available to MTS subscribers. At the same time, each is endowed with special benefits: Cashback, credit up to 100 thousand, free first year of service, etc. You can find out how to get a card by sending an online application.

MTS Bank cards provide a standard set of features, according to the type of service payment system. It is also possible to carry out any online procedures, withdraw cash and use them abroad.

To make a transfer from MTS Bank to Sberbank, you need to go to the MTS Bank resource in the section All services - Transfer from card to card. The user is offered to get acquainted with the rules and tariffs, indicate the amount and code from the picture (to exclude robots).

Other options for withdrawing money from MTS

Transferring money from MTS to a Sberbank card occurs through the menu item Payment for goods and services - Money transfers. All available services are marked here:

Cash transfer

Transferring money from the balance through intermediaries: Russian Post, BLIZKO Russia, CONTACT, ANELIK, UNISTREAM. Moreover, through the latter, it is permissible to send a money transfer not only across the territory of Russia, but also to the CIS countries, incl. in foreign currency.

A feature of the MTS service is the possibility of sending money in similar directions not only from the phone, but also from a bank card.

True, for this, the funds will need to be previously transferred from the phone to the account, which is not always convenient due to the payment of a double commission.

Phone bill payment

It is available to send your funds by phone numbers to another user's MTS balance or to Beeline, Megafon or Tele2. The cost is 10 rubles (for other operators, except for MTS, an additional 10.4% is charged).

Conclusion

MTS subscribers can withdraw money to bank card any institution. A transfer from an MTS number to a Sberbank card is carried out through the operator's website or via SMS, for which an appropriate commission is charged. MTS cardholders can send funds to other cards through the corresponding section of the MTS online bank. Enrollment time is limited to 5 days, but usually completes in a few minutes.

If you have a question: how to transfer money from MTS to a Sberbank card or any other Russian bank, then you can do this quickly and conveniently in several ways:

• using a web form on the MTS website;
• via SMS to a short number;
• using a mobile application.

This service is called "Easy payment" from MTS. With it, you can transfer money not only to a bank card, but also to another subscriber, subscribers of others, as well as from an MTS subscriber account. As with all money transfer services, mobile transfers from an MTS subscriber account have their own rules and restrictions:

• transfers are available to cards of Russian banks of international payment systems VISA/Mastercard (except for VISA Business and Mastercard Business);
• the obligatory balance on the subscriber's account, after making the transfer, must be at least 10 rubles;
• commission for mobile transfer will be 4% of the amount, but not less than 60 rubles;
• the term for crediting funds to the card can be from several minutes to 5 days, depending on the bank that issued the card;
• the amount of the transfer must be in the range from 50 to 15,000 rubles;
• you can make no more than 5 payments per day for a total amount of no more than 30,000 rubles;
• per month and per week, you can make transfers for amounts not exceeding 40,000 rubles.

Let us consider in more detail how to transfer money from MTS to a card of Sberbank or any other Russian bank.

How to transfer money from MTS to a Sberbank card via the Internet

Sending mobile money transfers from an MTS subscriber's account to a bank card using a web form on the operator's website is simple and convenient, since it does not require registration or login to your personal account. Only Internet access is required. The whole procedure consists of the following steps:

1. On the MTS website, select the tab " Financial services and payments", the section "Money transfers" and the menu item "To a bank card" (SCREENSHOT No. 1);
2. Fill in the opened web form: enter the sender's phone number and the transfer amount (SCREENSHOT No. 2);
3. Enter the bank card number (SCREENSHOT No. 3);
4. In the window that opens, enter the code received via SMS (SCREENSHOT No. 4);
5. Next, an SMS will be sent to the sender's phone with a request to confirm the payment. In response SMS, you must send any text. (SCREENSHOT #5);
6. In case of successful confirmation, the transfer will be completed, about which the sender will be notified via SMS (SCREENSHOT No. 5).

SCREENSHOT #1

SCREENSHOT #2

SCREENSHOT #3

SCREENSHOT #4

SCREENSHOT #5

How to withdraw money from MTS to a bank card via SMS

Transferring money via SMS is very convenient, since the process itself does not require a large number of actions, and Internet access is not required. However, it will be necessary to remember or write down the format of the SMS message and the short number to which the SMS should be sent. This is the main disadvantage this method translation. In order to withdraw money from MTS to a bank card via SMS, you must perform the following steps:

1. Send the following SMS to the short number 6111: card_card number_transfer amount. All data is separated by spaces. For example, if you want to transfer 50 rubles. from the personal account of the MTS subscriber to the bank card No. XXXXXXXXXXXXXXXX, SMS should have the following form: card XXXXXXXXXXXXXXXX 50(SCREENSHOT A );
2. Payment confirmation is carried out via SMS. To do this, you need to send any text in the response message (SCREENSHOT B);
3. In case of successful confirmation, an SMS will be sent to the phone stating that the payment has been completed and the transfer to the bank card has been completed (SCREENSHOTS C and D).

A similar transfer can be made by dialing on the phone *611*card number*transfer amount#call. For example, if you want to transfer 50 rubles to a bank card No. ХХХХХХХХХХХХХ, then we type: *611*ХХХХХХХХХХХХХХХХ*50# and press the call button.

How to make a mobile transfer from MTS to a bank card using a mobile application

For the convenience of subscribers, MTS has developed mobile app"Easy payment" (SCREENSHOT No. 1), with which you can not only pay for various services, but also make money transfers. Installing the application is not difficult, and the download link can be found on the MTS website. In order to transfer money from an MTS subscriber account to a bank card, you must follow the following step-by-step instructions:

1. Log in to the mobile application using the password set during installation (SCREENSHOT #2);
2. From the proposed list, select the menu item "Money transfers" (SCREENSHOT No. 3);
3. Next, select - "Transfer from phone account to card" (SCREENSHOT No. 4);
4. Press the button "Translation" (SCREENSHOT No. 5);
5. We fill in the form that opens: enter the payer's phone number and the amount of the transfer and press the "Next" button (SCREENSHOT No. 6);
6. Enter the number of the bank card to which the money is being transferred and click "Next" (SCREENSHOT No. 7);
7. To confirm the transfer, you must receive a password (SCREENSHOT No. 8), which will come via SMS (SCREENSHOT No. 9);
8. We re-confirm the transfer by sending a response SMS with any text (SCREENSHOT No. 10);
9. In case of successful confirmation, a report on the successful completion of the transfer will appear on the screen (SCREENSHOT No. 11), as well as SMS will be received (SCREENSHOT No. 12).

Customer Support

8-800-555-3115 - call center of the service operator - NPO MOBI.Dengi LLC, providing technical support(around the clock).

Here is one of them:

"Hello! I would like to draw your attention to the fact that you have a very good site: accessible instructions and everything is right on the shelves. Therefore, I decided to ask: how to withdraw money from MTS to a card? In my case, it would be easier to do this via SMS, because I am often on business trips, and my parents are aged. They cannot transfer money directly to the card. They say that they told them you can somehow transfer it to the phone account, and then I put it on my card. So I'm wondering what are the ways? And what is the payment for such operations? Thanks!"

Irina, Surgut

Thank you very much for the question. Indeed, the funds available on the mobile account can be spent not only on paying for your communication or SMS messages. Having the right amount of funds, you can both withdraw money from MTS to a Sberbank card, and pay utility bills, make transfers to another subscriber and much more.

One of the recent innovations is a transfer from a cell phone balance to a Visa or MasterCard card. This can be done in personal account from the official website of the operator. In the absence of Internet access just send an SMS or USDD combination. Let's consider these methods in more detail.