Application for insurance payment in alpha insurance form. Application for insurance event alpha insurance

A complete refusal to testify may not turn out in your favor. If you feel that at the moment unable to think calmly, ask the inspector for a few minutes to calm your feelings.

• It is unacceptable to sign a blank sheet on which the inspector, under the pretext of being in a hurry, promises to draw a diagram later.
• It is necessary to attract witnesses - all passengers of the injured or at-fault car, if they saw the circumstances of the incident, are witnesses by law. Witnesses have the right to write their explanations about what happened, and the participant in the accident has the right to demand that their explanations be included in the documentation considered during the analysis by the traffic police, the investigation and the trial.

• South-Eastern Autonomous District: 170-95-74, 911-09-36, 178-61-88.
• Eastern AO: 166-78-77, 169-42-30, 166-43-30, 375-16-00.
• North-Eastern Autonomous District: 903-09-62, 187-65-36, 971-22-88.

Traffic police on special highways:

• Department No. 1 - 291-60-76.
• № 2 - 945-75-85.
• № 3 - 938-27-19.
• № 4 - 951-55-31.
• № 5 - 246-02-77.
• № 6 - 241-48-57.
• № 7 - 414-47-47.
• № 8 - 219-07-92.

What to do if a theft occurs vehicle

• If there are victims and you are able to provide them with all possible assistance, it is necessary to provide this assistance. Because for inaction, i.e. Leaving in danger is subject to criminal liability.
• Under no circumstances should you move vehicles from the place where they stopped at the scene of the accident.

An insured event has occurred

• Information about the vehicle of the guilty party (make, model, registration number, other information).
• Details of the motor vehicle owner of the person responsible for the accident.
• Information about damaged property. If we are talking about a car, then you need to indicate the serial number, VIN code, make and model.
• Possibility of delivering a damaged vehicle for examination.
• Desired method of compensation.
• List of costs associated with evacuation and storage of a damaged car.

Where should the application be submitted? Depending on the situation, the application must be submitted to:

• a company specified in the Europrotocol agreement;
• a company that provides insurance services to the person at fault for an accident.

Pay attention! A direct method of compensation for damage, which is implemented through your insurance company, does not deprive the responsible party of the right to receive compensation from the insurer.

Did you have an accident

What to do if an accident occurs

• Turn on the hazard warning lights.
• Put up a warning triangle.
• Call the 24-hour dispatch service at one of the following telephone numbers: +7 495 788 0 999 (Moscow and Moscow Region), 8 800 333 0 999 (other regions).
• Provide the following information: number insurance policy, full name or name of the insured's organization, date, place (street, house number), time and circumstances of the accident.

Our dispatchers will help you properly coordinate your actions at the scene of an accident; if necessary, they will call an emergency commissioner, an ambulance or a tow truck.
At the scene of an accident, the emergency commissioner:

• Insurance policy number.
• The make of the car and its registration number.
• Date, time and place of theft (garage, parking lot, away from home, etc.).

Application for insurance payment under MTPL - sample

Rosgosstrakh LLC was notified of the place and time of the inspection. Your representative was invited to the inspection by telegram dated October 26, 2016, which is confirmed by the corresponding mail notification. According to Expert opinion No. 111/K-16 dated October 30, 2016, the cost of restoration of a Chevrolet Aveo car, taking into account the wear of the parts being replaced, amounted to 34,755 rubles.

82 kopecks. According to Conclusion No. 111/K*16 on the amount of loss of commodity value dated October 30, 2016, the value of the technical value was 6,684 rubles. 00 kopecks. The costs of assessing damage from an accident and calculating the technical damage control amounted to 5,600 rubles. 00 kopecks, which is confirmed by a receipt dated October 30, 2016. Postage costs amounted to 343 rubles. 40 kopecks, which is confirmed by the check of the Federal State Unitary Enterprise "Russian Post" dated October 26, 2016. Thus, the amount of damage from the accident subject to insurance compensation on the basis of the Civil Code of the Russian Federation and the Federal Law “On Compulsory Motor Liability Insurance” is: 34755.82+6684+5600+343.40=47383 rubles.

Sample application to the insurance company in case of an accident

Law “On Compulsory Motor Liability Insurance” in Art. 6., which says that there is no point in counting on compensation if:

• the damage was caused by a car that does not have an insurance policy;
• there was compensation for lost profits;
• damage occurred during competitions, tests, training riding;
• there were bad weather conditions;
• damage occurred during the transportation of individually insured cargo;
• expenses have arisen caused by damage to the health of a person who carried out labor activities (the citizen must be insured);
• it is proven that one of the drivers is guilty (compensation is provided only to the victim);
• there was compensation for damage to antiques.

As a result of the offensive insured event The driver should follow these steps:

1. Stop the car.

Alfa insurance

Additional documents Additional documents must be submitted along with the application. Rules compulsory insurance The following list is provided:

• copy (hand in) + original (provide for review) the victim’s passport;
• passport + power of attorney of a third party, if a representative acts on behalf of the injured citizen;
• documents for the car, this could be a registration certificate, title, lease agreement;
• consent of the guardianship authorities when compensation is due to an incapacitated person (age under 18 years, restriction of rights in court);
• statement with bank account details, if monetary compensation is due.

An application along with a package of supporting documents is the basis for compensation for damage from an accident.

How to submit an application for insurance compensation

To do this, you need to fill out an application form that is approved by each insurance company. A standard sample document and rules for filling it out will be presented below.

Attention

Compensation is due in an insured event. The insurance category includes situations involving the use of vehicles, as a result of which the health or property of the injured party was damaged. Signs of an insurance situation:

• use of a moving vehicle;
• there are at least two participants involved in the accident;
• the driver has an insurance policy that is not expired at the time of the accident.

Pay attention! When a person was injured when the driver opened a car door in a parking lot (the car was not moving at the time of the incident), then insurance company is not responsible in this case.

Application for insurance payment under MTPL

the name of the insurance company where the document will be transferred;

• Full name or name of the legal entity that suffered;
• address where the victim is registered;
• Full name trustee and all details of the power of attorney;
• time, date and place of the accident;
• features of the damage received;
• nuances of the accident that may be relevant to obtaining compensation;
• how the accident was recorded;
• information about the car of the person responsible for the event;
• information about the property of the injured person who suffered;
• the ability to transport the car to where the examination will be carried out;
• additional expenses after an accident (if the car was towed, etc.);
• preferred method of receiving insurance payments.

A sample of filling out an application for an insured event under MTPL. Download the application form and sample for AlfaStrakhovanie.
Renaissance insurance Insured event under CASCO Forms Application for insured event under CASCO and diagram of the incident Filled out for any incidents, with the exception of theft or theft of a vehicle. Form Example Application for theft or theft of a vehicle Filled out in case of theft or theft of a vehicle.

Form Application for payment of compensation Filled out in addition to the application for an insurance event if you want to receive compensation for damage in money rather than repairs. Form Application for Cancellation of an Insured Event Provided if you decide for any reason to cancel a previously declared insured event.

Form Sample power of attorney for the right to represent the interests of the Vehicle Owner in the insurance company. Provided if the insured event is not claimed by the owner of the vehicle.

Alfastrakhovanie is a large financial company whose products are sold by specialists when issuing consumer loan not only in the office, but also in retail outlets. In this article, we will look at how Alfastrakhovanie carries out the return of loan insurance in various situations.

Features of loan insurance return

Often consumers are faced with the problem of obtaining life insurance from Alfastrakhovanie against their own will. Credit specialists, one and all, assure that without it, a refusal will be received or the rate will be increased to the maximum.

Features of return by deadline:

• Up to 14 days. It is important to consider that according to the law, the consumer has 14 days, this is the so-called “cooling off period”, when you can refuse voluntary protection without loss.
• In case of early repayment of the loan. If the contract is closed within two weeks after receiving it, then the insurance is returned and the client takes the money. If the loan is repaid later than the specified period, the terms of the refusal should be studied in the loan agreement.
• If you repay the loan on time, you do not need to count on a refund from the insurance.

Other features of loan insurance return:

• Only the policyholder under the contract or another person with a notarized power of attorney can return the voluntary protection form.
• The company is obliged to accept an application for the return of insurance to Alfastrakhovanie and return the money within 10 calendar days.
• To get your money back, you will need to return the contract and present a full package of documents.

How much can I get back?

When contacting the office, each client is, of course, interested in the amount of the refund. If there are several days left before the end of the contract, wasting time on a return is not always profitable.

How to return money for insurance to Alfastrakhovanie within 14 days

Under the law, the first 14 days of the form's validity are called the “cooling off period.” It is necessary in order to withdraw the paid funds in full if:

• the client studied the conditions at home and decided that the contract was not needed;
• loan insurance is imposed;
• the client did not know about the insurance and discovered it after studying all the documents.

In case of early repayment

If the loan debt is repaid ahead of schedule, every borrower should know that Alfa Bank insurance provides for repayment. To determine the amount to be returned, bank specialists use a formula.

The balance of insurance at Alfabank is calculated as follows:

• the cost of a day of insurance is determined;
• the number of days until the end of the validity period of the protection form at AlfaStrakhovaniye is calculated;
• the unused number of days on the form is multiplied by the daily cost of insurance;
• The costs of conducting the business are deducted from the amount received.

When paying debts according to schedule

The term for the loan and insurance at Alfastrakhovanie always coincides. As a result, it will not be possible to return any amount from the insurance if the payment was made strictly according to schedule. In this case, the insurer’s obligations are considered fully fulfilled, since the insurance period ends with the end of the loan agreement.

The procedure for returning loan insurance to Alfastrakhovanie

Unfortunately, during registration, specialists do not tell you how you can return insurance through Alfa Bank and what is required for this. For your convenience, we have developed step by step instructions, thanks to which the procedure will immediately become clear.

How to return insurancefor a personal loan:

1. The first thing every loan borrower has to do is prepare a complete package of documents.
2. Only if you have a complete package of documents should you contact the insurance company office. Pre-address financial organization It's worth checking toll free phone hotline"Alfastrakhovanie" or from a credit specialist who was involved in drawing up the contract.
3. At the Alfastrakhovanie office, present the completed form and attach copies of the required documents. How to fill out the return application form voluntary insurance will be discussed further.
4. After submitting all the documents, request a copy of the application from the Alfastrakhovanie specialist, in which he will put his signature, date and seal. This will be proof that all documents have been submitted to the insurer.

Important! To return insurance when lending to Alfa Bank, you will need to prepare the borrower’s personal passport, an insurance contract, a receipt for payment of the premium, and personal account details for the return of money.

If life insurance is included in total cost loan, the borrower will need to additionally provide loan agreement and in the application indicate a request to exclude it from the monthly payment amount.

Based on the results of acceptance of the application, the financial company is obliged to recalculate the loan payment schedule within 5 working days and provide new document to the borrower.

Sample application and form 2020

When applying, each client is required to fill out an application. To save time, you can prepare the form in advance.

Online on the Alfastrakhovanie website

In this case, you will need to visit the official website financial company and enter all the necessary data into the electronic application template. Requested:

• date of birth;
• number of the agreement under which the return is issued;
• residential address;
• telephone number;
• e-mail, if available;
• the date on which the insurance premium or contribution was paid;
• name of the bank or partner where the protection form was purchased;
• account details.

After entering all the information, click “Print”, sign the document and submit it to the office of the financial institution.

Print the template and fill it out by hand

In order to return the loan insurance contract to Alfa Bank, you must fill out an application in the approved form. In addition to the information entered into the electronic template, you should indicate:

• taxpayer status;
• SNILS;
• TIN for foreign citizens;
• passport details;
• information about the recipient of the payment (if another person);
• list of attached documents.

Features of return insurance for early loan repayment

Return cash to Alfastrakhovanie after early repayment- a rather complicated procedure. When contacting the office, you should take into account several features of the return when the loan debt is repaid ahead of schedule.

Peculiarities:

• It is necessary to carefully study the terms of the contract and find out in what case a refund is provided. As a rule, the company indicates that no money will be returned upon termination.
• If the insurance period is less than 30 days, then writing a return application to AlfaStrakhovanie is not profitable. The payment amount will be a pittance. In this case, the client spends more money to get to the office.
• If the contract provides for a refund, then you must visit the office as soon as possible and fill out an application form. It is important to take into account that the contract is terminated not from the date of loan repayment, but when the borrower contacts the insurer with an application.

Going to court if your insurance claim is refused

You should go to court if the bank accepted the documents and after 10 or more days does not make a payment. You also need to defend your rights if you receive a refusal to return your insurance from Alfa Bank.

To go to court, you should prepare the refusal received from the company or a copy of the application with a note of acceptance. In addition to these documents, you must fill out a statement of claim.

Important! If you need help preparing statement of claim, then you can contact a specialist on our portal. To do this, write to the chat and wait for a response.

As a rule, the court sides with the client and obliges him to return the money for purchase protection insurance, even if the insurer’s rules do not provide for this obligation.