Rosgosstrakh insurance form with seal. How to download the OSAGO insurance policy form - distinctive features of the form

04.12.2019

In accordance with the legislation of the Russian Federation, management motor vehicles CTP is prohibited without a policy and is punishable by law. In order to purchase it, you must provide the insurance company with a package of documents and fill out application form for insurance policy.

The MTPL insurance application form and sample form can be downloaded from our website.

The documentation package includes the following:

Passport of a citizen of the Russian Federation or other identification document;
Package of documents for the vehicle: passport, certificate of registration in the traffic police, data sheet;
Service ticket;
Previous CTP policy (if any).

Compensation Application

In addition, there is another mTPL application form, which must be filled in when an insured event occurs to receive compensation payment. In the same way as in the first case, it is submitted to the insurance company along with the following documents:

passport of a citizen of the Russian Federation or any other document confirming the identity of the driver;
driver's license, who was driving at the time of the accident;
power of attorney for the right to use the car (if the driver is not the owner);
vehicle passport / certificate of registration;
cTP policy;
a photo or video from the scene where the cars and their position are clearly visible;
a statement from the participants of the accident that the photo and video data were not subjected to correction;
bank details of the victim, for which insurance compensation may be transferred.

CTP insurance application form should be in mandatory signed not only by the insured, but also by the insurer.

What to look for when preparing a statement?

In order to be sure that cTP insurance application form filled correctly, adhere to the following rules:

Indicate all information about the owner of the vehicle, as well as about the vehicle itself;
Briefly describe the accident;
Indicate the data on the protocol drawn up by the traffic police officer (when drafting the Euro Protocol this condition not relevant);
Indicate the amount of additional costs: the price of towing services, vehicle storage fees, etc. - and provide documents confirming them.

Do not forget: repair and restoration work can be started no earlier than 15 days after a traffic accident. During this period, the representative of the insurance company must inspect it. If the repair is necessary for one reason or another earlier, it can only be done with the written permission of the insurance company. Otherwise, you may be denied insurance compensation.

Terms of consideration

The original application is submitted to the insurance company, and a copy with the registration number, date of adoption and wet seal is issued to the policyholder. Consideration of the application for the issuance of compensation begins by representatives of the UK after it came to their disposal. The procedure itself is notable for its duration: in accordance with the legislation of the Russian Federation, the period of its consideration is up to 30 days.

A large-scale reform to replace documents with a vehicle in almost 42 million motorists will require a lot of time. It will allow you to get rid of scammers, and also provide holders of official policies with bonus payments and discounts.

We will tell you how the procedure for replacing documents with a vehicle will go.

Replacement of CTP policies in 2019

Receive new form policy can only in the office of the insurance companyYou must visit him personally.

In accordance with the plans of the Russian Union of Auto Insurers, the replacement of policies applies only to those motorists who changed or received new policies from July-August 2016.

Procedure for replacing documents with a vehicle free.

You can also receive the finished document personally - but if you have courier delivery arranged, the specialist will bring a new certificate at the appointed time and place.

You can contact the company with this request at any time. The exact date of exchange of policies has not been established, therefore, the owners of the vehicle will not be required to draw up a new document in the mandatory mode.

The process of replacing policies is divided into several stages.

Replacing insurance certificates will help:

Go to new level saving and protecting data of car owners and their vehicles.
Suspend the activities of scammers who manufacture and sell fake policies, posing as official representatives.
Prevent the uncontrolled distribution of old, unused policy forms.
Show car owners that it’s easier for them to acquire a new certificate than to acquire an old one. By the way, having bought an old model, they still have to buy new policy.
Save for car owners all the benefits and bonuses that they can use if they draw up a new, official policy.

All the important points of the procedure for replacing OSAGO policies:

The procedure for replacing policies is completely free.
New types of forms are issued only to motorists who apply for new vehicle insurancefor example - on new car or old if the certificate has expired.
Owners of cars on which old policyIt will take a little time. Decide when they will be able to contact the CTP service for a replacement: at any time or only after its expiration date.
New types of policies have a high degree of protection. Forging them completely is almost impossible.
Policy issuance tightened, issue a document strictly only to official representatives of CTP. In addition, the issued number of policies is tightly controlled. Surplus should not remain.
The insurer is fully responsible. for forms of a new sample.

Noticethat in Russia there are 42 million cars that require a policy. Of this amount, 1 million is fake.

This measure of the introduction of new documents will help to avoid the manufacture of fakes and will encourage motorists to purchase only official CTP policies.

Is it necessary to change the electronic insurance policy for a new one?

Future reform will not affect car owners with so-called "e-policy". They are stored in the MTPL database, but motorists have a paper copy in their hands, and this is not a mandatory requirement.

Replace it, and myself electronic policywill not have to.

Bye in foreign countries the practice of presenting paper copies of such policies is in force. The traffic police said that to verify the Russian will need to provide a printed version.

Any motorist can have an electronic policy, it can be issued through an online form on the Internet.

Please note that from January 1, 2017, all insurers working with compulsory motor insurance are required to issue CTP insurance policies.

Today, such an e-policy helps vehicle owners to avoid:

Payment of additional services that the insurer may impose. For example, life insurance and vehicle insurance are completely different concepts, but many insurers try to impose driver life insurance.
Incorrect calculation of the bonus-malus coefficient, which a citizen receives for a safe and accident-free ride.

In addition, such a policy helps to solve the problem with the exchange of paper insurance. In the future, you will not need to change any certificate at all, because the information will be entered into the system of the union of motorists.

Is the old OSAGO policy valid in 2019?

Of course, if this policy is not a fake.

Notice a fake document will deprive drivers of available discounts and bonus paymentsFor example, for a trouble-free ride. By the way, the term of registration of insurance on the vehicle will also influence.

Here is an example: Citizen Ivanov bought a fake document for his car. He did not know about it and drove a car for 1.5 years. One day he was stopped by a traffic police officer and asked for a policy. Ivanov, without a twinge of conscience, showed the document. It turned out that OSAGO insurance was bought from scammers.

So, Ivanov had to change the policy. He lost premiums on the KBM, because at least 1 year did not take out insurance for cars.

What does the new OSAGO policy look like - comparison of the new and old OSAGO forms

The compulsory insurance certificate for the old type of vehicle looked like this:

The new policy is now like this:

We will tell you what has changed in the form:

The first thing that catches your eye is the color of the document. Now it is pink, and before it was green.
Against the background, it is clearly visible which graphic patterns for protection were added. The most difficult thing is the color extension of the color from yellowish to pink and lilac. This is unlikely to be faked by anyone.
The font of the written text, lines and paragraphs has become larger and more readable. Such letters are better perceived.
New, more complex watermarks have appeared. The size of the old signs has changed, as well as their location. If you enlighten the form, then on it you can see several cars and PCA logos.
A metallic thread with the inscription "policy" was added. This is done for the first time! But experts say that attackers will be able to make the same thread in 2 years. Therefore, she will defend during this period.
On the form on the right, a two-dimensional QR code will appear on top. Through modern technology the motorist will be able to find out information about his insurance company, information about the car, as well as data from the AIS RSA emergency base.

Of course, this is not all the protective elements and data that the new OSAGO 2019 policy contains.

To apply for an insurance policy, you must personally appear in the office of the insurance company, but you can calculate the cost on a calculator online. In order not to go twice on one issue, you need to prepare in advance required documents. By insuring yourself against possible risks, you can get rid of a huge number of problems when making a collision or getting into an accident, you should correctly fill out an application for OSAGO insurance according to the model. Read more about the nuances of filling out the CTP insurance application form in our article on the website.

Documentary part of the MTPL insurance issue

Having visited the selected insurance company, prepare the following documents: passport of a citizen of the Russian Federation and the same document, but for vehicle (a document proving the fact of registration is possible), a driver’s license of a vehicle and diagnostic card. Insurance Company in the person of a customer service manager, he will accept the documents, check their eligibility and ask to fill out an application for the provision of OSAGO insurance services.

It should be noted that the insurance application form for OSAGO insurance for each insurance company may be different, but the essence of the necessary questions and fields of filling remains the same for everyone. That is, the lines can be placed in any order and under different names, but the polled data remains the same for all drivers.

So, after filling out the application form for the provision of OSAGO insurance, the representative of the insurance company is obliged to hand the client the following list of documents:

CTP policy.
Forms to be filled in case of accident.
A7 form receipt (original only).
The list of addresses and companies that are representatives of the insurer throughout the Russian Federation.
A document with the basic rules of insurance.

No matter how I would like to complete the entire process and fill out CTPL applications at a distance, this will not work for the drivers. You can discuss all issues by phone, calculate the amount of insurance online and leave the completed application form on the site, but you must sign an agreement in person and in the presence of an insurance company representative.

In order to protect yourself from fake insurance policy, you need to know the main differences between insurance and fake, or know how to verify its authenticity. It is important that from the first days of last year the policy series was changed from “BBB” to “CCC”, be careful so that scammers could not slip an invalid form.

Download the MTPL insurance application form + sample form

To fill in the form of the policy it is necessary data on the owner of the vehicle and on the technical characteristics of the vehicle, data on its model and other necessary information. Be sure to fill out information about all drivers who have the right to drive a car, but the number of such should not exceed 5 people. The cost of the insured event, with a detailed schedule of what will be included in this concept. Indication of territorial validity required insurance document and the amount of payment of the policy (insurance premium).

The original insurance document has in the upper left corner the insurer's stamp, a unique number (entered in the PCA database). A green-blue grid is applied on the front side, and watermarks can also be considered. On the other side of the policy is visible a metal strip 2 mm wide, with small red blotches. In fact, the size of the policy sheet is longer than the usual A4 sheet of paper by about 10 mm. And most importantly, holding the document in your hands, look at the hands, if there are spots of paint on them, then this is a fake.

Cancellation form

There are times when the driver no longer wants to cooperate with this insurance company, or for another number of reasons he needs to break the contract and get his money for civil liability. It can be a sale of a vehicle or a change of driver (owner), the vehicle cannot be restored, the car owner died or the vehicle was stolen.

And the extreme case is bankruptcy or the termination of the activity of the selected insurance company. Approximately such reasons may be in order to terminate the agreement, and even get your money back. The sample application may also differ in different insurance companies, but it is necessary that there are such basic fields to fill in:

initials and valid phone number;
data of an identity document (be sure to indicate the series and number);
one suitable reason for terminating the contract;
mandatory signature of the client of the insurance company and the date of filling out the document.

Be sure to bring an insurance policy and an identification document with you to visit the insurance company. After considering the application for termination of the insurance agreement with the client's initiative, the insurer is obliged to pay the company within two weeks cash. The date indicated in the application for termination of the contract will be the date of termination.

Checking the cost of the insurance policy on the RSA website

Make sure honesty insurance agent you can double-check his calculations on the official website of the PCA at the link:

http://www.autoins.ru/ru/osago/calculator/

With the advent of e-insurance many drivers are interested in: how to correctly fill out and print the form, the CTP agreement? Some drivers are mistaken in thinking that the issued protection after payment must be taken away at the insurer's office. You can get a full electronic policy without leaving your home. In this article, we will consider how to enter data correctly and why it is necessary to check the executed contract. Particular emphasis will be placed on the sections of the electronic application, which must be completed in order to send the document for registration to the PCA.

What documents will be needed

For the proper execution of any form, it is necessary to prepare several documents that are at hand for each vehicle owner.

You will need:

personal passport;
document on the car, confirming the ownership;
driver's license;
contract received compulsory insurance.

Please note that the insurer can request all of the listed documents in the original. When receiving information online, you will need to take high-quality photos of documents and send it to the insurer to the specified email address.

CTP insurance forms

The insurance sector, namely OSAGO, is tightly controlled by the state, since it is mandatory view insurance. The state not only monitors the quality of service, but also over the documents strict reportingwhich are strictly transferred to each company under a special act.

As soon as amendments are made and the policy changes, the company receives new CTP forms and hand over the previously received ones according to the inventory. Each document has a unique number, which consists of 10 digits.

In 2017, insurance companies issue pink insurance (previously green). You can also visually see that new form MTPL agreement:

Has a new series of documents "EEE", instead of the previously familiar to all "BBB".
Graphic patterns were added to the insurance as a degree of additional protection. The most difficult thing is the so-called color extension of the color, which begins with yellow and smoothly turns into a pink tint. Such a fake is unlikely to succeed.
The font of the written tex string has changed. The letters have become a little larger, which is better perceived when reading.
New watermarks appeared on the document as an additional degree of protection. As for the old watermarks, they remained, only their location changed. For authentication, it is enough to present a contract to the light and the PCA logo and several cars will be visible.
A new metallized thread appeared, on which there is an inscription "policy". This new technology protects the policy. According to experts, fraudsters cannot afford to produce such a thread.

In addition, it is planned to introduce a special QR code, which will be located at the top of the insurance policy. It is by the specified code that each client will be able to find out information about their insurance company, which car is insured by the specified number and the data of drivers in a single PCA database.

Insurance managers or representatives of insurance companies are required to fill out the form only in block letters, through special programs. A prerequisite is that the program automatically checks all the driver information on a single PCA portal and at the end of the day sends data on all executed contracts.

In the sent report, the PCA receives:

date of execution of the contract;
name of the insurer;
insurance period;
period of use;
make and model of the car;
vehicle identification number;
Name of the policyholder.

The client is not required to fill out the policy. With electronic insurance, a document is automatically generated.

How to check the form

Since there is a lot of fraud in the financial sector, the owners of vehicles after signing the contract ask themselves the question: where to check the received CTP insurance form with a seal?

It is important to consider that experienced experts advise you to do authenticity checks no earlier than 3 days from the date of registration. If you used the services of electronic insurance, the policy number will be instantly registered on the portal.

For information, you need to visit the official portal of PCA. It is worth noting that the site works 24 hours a day, even on holidays and weekends. For information, you do not need to register and provide personal data.

How to check the CTP insurance policy form with a seal:

1. First of all, you will need to go to the RSA portal and select the “Information for policyholders on the status of CTP insurance policies and the date of conclusion of the contract”. This section is located in the "CTP" tab (Information for policyholders and victims).

Following the results of the request, a detailed report will appear, in which:

status: issued or clean is with the insurer;
name of the company for which it is registered;
validity period (if issued);
registration date.

If according to the results of the request the specified information is not available, then the document is false or has not yet been registered on a single portal. As for the second option, it can only be checked with a personal presence in the office.

3. For verification, you can use the service of trusted brokers, such as banks.ru. To obtain information, you must visit the official website of the specified broker and use the search for information that is available in the "Insurance" section.

Data verification on the portal is also free and does not require registration and input of personal data.

Check the policy form at the office

To check the document issued, you should contact the insurance company with a full package of documents (passport and insurance) on hand. At the same time, it is important to understand that only the insured or another person will be able to receive information if there is a notarized power of attorney.

In addition to the passport and policy, you must fill out an application in which to ask for a detailed report on the issued form. The request will need to indicate:

name of insurance company and name of manager;
personal data and coordinates for communication;
number of insurance received: series and number.

It is worth noting that it is mandatory to indicate the time period during which you ask for an answer. As a rule, a period of not more than 3 days is indicated. Employees of companies such as VSK, SOGAZ and Ingosstrakh provide a detailed report immediately on the day of treatment, which is very convenient.

How to fill out an MTPL application

When concluding a contract at the office, each client must pre-print an application of the approved form and fill it out. It is very important to enter data not only correctly, but also reliably.

The MTPL insurance application form can be downloaded both on the official PCA portal and on the official website of the insurer. For your convenience, offers to download the template on our website and save personal time. (here insert the link to the document).

This document is unique to all companies, so do not look specifically on the Internet for the application form for Rosgosstrakh or Reso.

The entire application is divided into 7 sections. Let us consider in detail what information should be indicated:

1	It is necessary to indicate the personal data of the insured and the owner of the car, such as: surname, name and patronymic; date of birth; passport data: series and number; registration address; number mobile phone for communication.
2	It will be necessary to indicate all the data of the vehicle in respect of which mandatory protection is issued, namely: make and model; an identification number; year of issue; quantity horse power (load capacity or number of seats); tCP or STS data; car number; unique diagnostic card number. You will also need to report for what purpose the car is used: personal, taxi, etc.
3	The following are the data of the drivers who will be allowed to drive. It should be indicated: surname, name and patronymic; date of birth; series, number date of receipt of the driver’s license. Do not forget that no more than 5 drivers can be entered as part of a mandatory product.
4	In this section, you must specify the period of use of the vehicle. Within the framework of compulsory insurance, no more than three periods can be used.
5	The three sections do not need to be filled out by the policyholder, since all data is entered by the insurer.
6
7

It is worth noting that individuals or legal citizens can fill out a document on a computer. After the application for conclusion of the MTPL agreement, it is necessary to print and put a signature and seal (for the organization).

You can also download an example application form on our website. (Insert a sample here).

PCA database form verification

It is no secret that often insurers lose strict reporting forms. If the manager has lost the document of strict reporting, then you must immediately write a statement in the name of the head, in which to indicate the number of the document and for what reasons it disappeared. Then file a statement with the police and the SAR.

To account for the so-called “losses”, a special section has been created on the PCA portal. To get the data, just visit the section "CTP: Invalid Policies" and download the database in an Excel file. You can check the future form by searching. As a rule, such a check takes no more than 5 minutes.

If the number of the future policy is not in the list, then you can put a signature and make a payment.

How to fill out a duplicate application form

If, after the conclusion of the MTPL agreement, the form is lost, you can write a statement and request a duplicate. In this case, the insurer is obliged to issue insurance immediately on the day of application.

The application must indicate the personal data and information of the vehicle in respect of which an electronic contract has been drawn up.

In the contract received in clause 8 there will be a mark in exchange for which document was issued new document. Also, all necessary information will be sent to single base PCA.

Accident Application Form

In the event of an accident, the injured party must contact the office of the insurance company and submit an application for insured event. Each company has its own form for payment of compensation, so you should not look in advance for a template on the World Wide Web in order to save personal time when contacting.

If the insurance form is lost when fixing an accident, you should first restore it and only then write a request for a compensation payment. The application for payment shall indicate such data as:

personal data of the guilty and the injured party;
vehicle specifications;
accident date;
address where the accident occurred.

To summarize, it is worth noting that the car owner must correctly fill out all the necessary forms of contracts and statements when insuring OSAGO. As for the insurance application, it can be filled out both personally and remotely (at registration electronic document) As for the accident, in this case it is necessary to request a document template from the insurer and fill in according to its specified requirements.

If you encounter problems filling out any document, we suggest using the services of our consultant. A highly qualified specialist will quickly answer all your questions at any time of the day or night.

In conclusion, he suggests watching a video, thanks to which you can clearly see how OSAGO verification is carried out on a single PCA database.

During registration of compulsory car insurance, it is important to verify the correctness of filling out the policy. This applies to paper forms and their electronic counterparts.

Usually this work is done by representatives of the insurance company, using the program for filling CTP. But in order to avoid mistakes, the car owner must know the principles of the formation of the document.

Types of contracts

Mandatory car insurance is a flexible system that depends on several factors. The insured person can choose one of several OSAGO programs. Based on this information, the policy is filled.

To determine the optimal list of services, it is necessary to analyze a number of factors - the intensity of car use, the number of people allowed to drive and the condition of the car.

Based on these data, the following types of car insurance can be issued:

Limited. The policy prescribes information about drivers who can drive a particular car.
. In this case, all persons may be allowed to drive a car and Accident insurance The policy will be valid.

Also, insurance companies offer an extended version of OSAGO. It includes an increase maximum amounts payments - more than 400 thousand rubles. for auto repair and 500 thousand. compensation for harm to health.

Additionally, the list of insurance cases related to driving a car may expand. This is necessarily reflected in the contract and policy.

Not a compulsory service. If the insurance company imposes it, the potential client has the right to challenge the organization’s decision. You can do this by contacting the RSA, Central Bank or Rospotrebnadzor.

Application form

At the first stage, it is necessary to fill out a statement of desire to issue an insurance. It is compiled in free form and a sample can be downloaded on the insurance companies website. But it is best to focus on an example located on the PCA resource. According to this template, all statements are made for registration of compulsory motor liability insurance.

In the future, the document will be used to fill out the compulsory car insurance form.

Therefore, it is important to correctly indicate all the data, paying attention to the following points of the statement:

Information about the policyholder. For individuals the passport number and TIN are indicated. Legal entities enter information from the registration certificate. It is also necessary to register the address of residence and contact number phone.
Contract time. The dates and times of its end are registered.
Information about the owner of the car. He can not always be a policyholder.
Data about the car. These include registration number, year of manufacture, engine size, category. Information about the place of registration of the machine is attached.
Will the trailer be used or not. This will affect the final cost of OSAGO.
Indicate the purpose of using the machine. Most often this is a personal need.
Type of insurance - limited or unlimited. In the first case, a list of persons who will subsequently gain access to driving a car is indicated.
Machine usage time. It may be during the whole duration of the contract or for a certain period.
Additional information is possible. Reference information is provided here.

After filling out the application, its contents are checked again and a policy is issued on the basis of the document.

Rules for filling CTP

The introduction of new CTP policies did not affect the procedure for their registration. The new EEE series, in addition to its current appearance and improved security settings, is practically no different from the old CCC. A field has appeared for entering data about the insurance company in the form of a QR image.

The data entry for the paper version must be handled by the organization agent.

Check with the tariffs applicable in the calculation of CTP. They can be taken from the Directive of the Central Bank of the Russian Federation No. 3384-U. The value of the CBM can be found only upon request to the PCA through an insurance company. From January 1, 2019, every car owner will be able to do this directly.
Do not sign the policy before reading its contents. This will help to avoid mistakes and, as a result, possible conflict situations in the future.
Together with the document, the insurer is obliged to issue a form of a notice of an accident. Additionally, an information brochure with contact details of the company’s representative offices in the Russian regions is attached.

These are general rules that apply to electronic and paper versions of compulsory car insurance. In order to avoid common mistakes, you should consider the features of filling each type of CTP.

Paper policy

You can fill in the fields in the paper version of the policy manually or using a printer. The latter option increases the likelihood of errors. Therefore, insurance companies prefer to use programs to fill in CTP, the data from which are used to draw up a contract, policy and other documents.

During the data entry by the insurance agent, it is necessary to verify the absence of the following errors and inaccuracies:

The information from the application must fully comply with the data in the CTP policy. Therefore, after filing the first, a copy should be made for further verification.
When filling in by hand, corrections or the use of a corrector are not allowed. If this situation occurs, the form must be replaced with a new one.
If information about the insured person and the car is entered using special programs - The data should be located strictly within the fields. This will affect not only the convenience of reading the policy, but also the possible claims by the insurance company in the event of an accident.

It is also recommended to check the absence of a fake form. But with new samples to make it will be problematic. The main thing is to familiarize yourself with the original document in advance and know its security features - the shape of the watermarks, the presence of a metallized strip, the features of the drawing on the document.

E-insurance

The remote registration of compulsory motor liability insurance is gaining great popularity. In 2019, this service should be on the sites of all insurance companies. But there are currently restrictions for this type of document. Electronic CTP can be done only by prolonging the insurance contract in the same organization.

A feature of the policy is to fill in the fields directly with the insured person, i.e. in fact, he is responsible for the accuracy of the data.

As an additional security measure, companies offer to send scanned copies of key documents. This is necessary to verify data and minimize the likelihood of error.

consult with a representative of the insurance company, find out all the details of the acquisition of an electronic policy;
if during filling in there were problems or ambiguities - contact the company and find out these points;
before final sending the request, check the data again.

If an error has been identified after confirmation, the potential client has time to correct it. Information about insurance is not immediately transmitted to the PCA database; managers need time to process it. Therefore, you should immediately warn the company about inaccuracies in the policy.

After payment to the e-mail box will come ready CTP. It will need to be printed out, since this document must always be with the driver.

Registration of the accident report

After the occurrence of an accident, the driver must issue a special notice form, which is issued after the purchase of OSAGO. It is necessary to provide information about the incident to the insurance company for the subsequent receipt of compensation payments.

According to the rules, a notice is issued regardless of the complexity of the incident and the fact of the presence of traffic police. The document consists of a front part, the inner side of which allows you to duplicate data on the second form. When filling out the notice, you must adhere to the recommendations, a full list of which can be found on the PCA website.

General provisions are as follows:

correctly indicate driver data, insurance policy number and its parameters;
all fields must be filled so that the insurer knows the circumstances of the accident and decides to pay compensation faster;
the underline must be legible; corrections are allowed, but not in large numbers;
it is necessary to correctly name objects and car parts when describing accidents;
the graphic image indicating the place of the first blow to the car is legible and understandable.

For the last paragraph, instead of a picture, you can make a general diagram. It is important that the insurance company representative knows exactly where the blow occurred.

If more than 2 cars were involved in the accident, you need to fill out a general notice with the drivers of the cars in front and behind.

When the forms were completely filled out and signed, no corrections are allowed. This can lead to disagreement among road accident participants and complicate the work of the insurance company. Therefore, all the details must be clarified before this point.

If one of the accident participants refuses to draw up a document, all points are filled out independently. This fact must be stated in the contents of the notice.

Features of the Euro Protocol

The notice is at the same time a form of the Euro Protocol. This document is necessary for a simplified procedure for the registration of accidents. In this case, the participants in the incident should not be more than 2, both agree with the circumstances, no harm to health. The total amount of the claim may not exceed 50 thousand rubles, for Moscow and St. Petersburg - up to 400 thousand rubles. From January 1, 2019, the first amount will be increased up to 400 thousand rubles.

When these conditions are met, you do not need to call the traffic police. To fill in the Euro Protocol, the data in columns “A” and “B” are entered by each of the participants separately. The insurance company must know the driver information in in full - personal data, CTP number, contacts. They are indicated in the notification fields.

This will help to resolve possible inaccuracies when considering a package of documents by an insurance company. You can attach photos and videos to them to clarify the circumstances of the incident.

After fulfilling these conditions, the documents are submitted to your insurer. In the future, you need to get at least two new forms and carry them with you. It must be remembered that if the originator of the accident disagrees with the primary evidence, the positive decision of the insurance company on the payment may be in question. Therefore, before filling out the Euro Protocol, one should weigh all the pros and cons. In case of doubt, it is recommended to call the traffic police to examine the accident.