Submit a loan application without a passport. Where to get a loan using a passport (without income certificates)

17.09.2023

Who will wait several days if you can get cash right on the day of application? Only the one who is not in a hurry. But if you needed money urgently, and in general it was needed yesterday, then what should you do? Contact banks that quickly make a decision on your application and issue urgent loans on the same day. Some in general, and guarantors and even. Well, if you are ready to bring 2-personal income tax and some kind of second identification document, then all doors are open to you and the minimum interest rate on loans is available.

Banks that will quickly issue a loan on the same day

Bank	Percent	Sum	Consideration
in 1 minute	From 7.9%	Up to 1,000,000	1 minute!
	From 9.8%	Up to 3,000,000	1-2 hours
with bad CI	From 9.9%	Up to 15,000,000	Up to 60 minutes
without refusal	From 9.9%	Up to 5,000,000	Within an hour
	From 9.9%	Up to 700,000	20-40 min.
fast	From 10.5%	Up to 1,000,000	5-15 min.
	From 8.8%	Up to 5,000,000	15 minutes
according to your passport	From 10.5%	Up to 1,000,000	10 minutes
instantly	From 0%	Up to 30,000	Instantly
	From 0%	Up to 80,000	2-3 minutes
automatically	Up to 1%	Up to 15,000	Instantly

The most profitable quick loan is issued by HomeCredit - from 7.9%, and even the decision takes just 1 minute. Competitors Gazprombank, MKB, Renaissance and Vostochny are slightly behind - all less than 10% per annum. Conveniently, close to home and right on the day of application, apply for express loans from MTS. In the same place, in MKB and Vostochny they lend only by passport (there is a limit on the maximum amount), and in the latter they also approve applications with a damaged history. With a good CI, contact Gazprombank or OTP. And if the problems are so serious that banks have already refused several times, then you can instantly get money from E-Kapust and MoneyMan, and if you are applying for the first time, then even at 0%.

Banks that issue cash on the same day

Not enough data? Read more detailed review banks that you should contact for an urgent loan.

Home loan - decision on application in 1 minute

Amount: From 10,000 to 1,000,000;
Duration: 1 to 5 years;
Interest rate: From 7.9%;
Age: 22-64 years;
Documents: 2 documents.
Solution: in 1 minute.

The main advantage is that they open consumer loans with an instant solution in just 1 minute. No income certificates are needed and, most often, urgent consumer loans are issued only with a Russian passport. But they may ask for an additional one - take SNILS, everyone has it, and that will be enough.

Do not forget to provide reliable information about your work and salary, although certificates are not needed, it is important for the bank to know that you are a reliable borrower and will be able to repay the interest on time. They do not cooperate with the unemployed, they refuse those who are overdue.

Gazprombank - quickly with good CI

Amount: From 50,000 to 3,000,000;
Duration: 2-7 years;
Rate: from 9.8%;
Age: 20-70 years;
Documents: passport, additional + certificate 2-NDFL;
Solution: in 1-2 hours.

It is worth applying if you have a permanent job with a total work experience of at least 1 year and at least 6 months at your current job, as well as a good credit history. With a bad CI or without a job, you will get a refusal, so it’s better not to waste time right away.

A certificate confirming your income and any additional document of your choice confirming your identity are required. But you can pick up cash right on the day of application if you send the application form before lunch.

Eastern - for loans with a bad history

Amount: From 25,000 to 15,000,000;
Duration: 1 – 20 years;
Interest rate: From 9.9%;
Age: from 24 years old;
Documents: passport only.
Solution: in 1 hour.

Vostochny cooperates not only with reliable borrowers, but also with problem clients. Willingly lends to women, unemployed people, etc. It also does not refuse to those who do not have a very good CI, the main thing is that there are no current delays or large debts in the past.

You shouldn’t count on 15 million, but the loan is issued without proof of income.

ICD - on the same day according to the passport

Amount: From 750,000 to 5,000,000;
Duration: 1 – 5 years;
Interest rate: From 9.9%;
Age: from 18 years old;
Documents: passport.
Solution: in 1 hour.

The main advantage of the bank is that you don’t need to collect a bunch of extra papers. To receive an urgent loan, you only need a Russian passport. You send the form, within an hour you will receive a response from the bank, and if the decision is positive, you can go to the nearest office to get money.

Renaissance - small loan in 30 minutes

Amount: From 30,000 to 700,000;
Duration: 2-5 years;
Rate: from 9.9%;
Age: 24-70 years;
Documents: passport (over 200,000 - income certificate);
Solution: in 20-40 minutes..

OTP - quick decision on the application

Amount: Up to 1,000,000;
Duration: 1-5 years;
Interest rate: From 10.5%;
Age: 23-65 years;
Documents: Russian passport + 2-NDFL certificate.
Solution: in 5-15 minutes.

Applications are processed almost instantly, and we are ready to issue cash on the day of application if you remember to bring a complete set of documents. You will need a passport, TIN of the company you work for, and a certificate confirming your income. To be on the safe side, we recommend taking SNILS. Experience from 3 months.

The minimum percentage is 10.5% - only for a loan of 300,000, less - from 14.5%.

Cooperate with individual entrepreneurs- in this case, additionally bring with you a certificate of registration of individual entrepreneurs and a copy tax return to confirm your income. Low rates for consumer loans are available to all reliable borrowers with a good history.

Alfabank - cash at low interest

Amount: From 50,000 to 5,000,000;
Duration: 1 – 7 years;
Interest rate: From 8.8%;
Age: 21-65 years;
Documents: passport, 2 additional + 2-NFDL.
Solution: in 15 minutes.

The minimum interest rate is offered to salary clients and reliable borrowers. For others, the rate is determined individually. Must have at least 6 months of current experience and wages from 10,000 rubles (requires proof of income using the bank form or standard 2-NFDL).

The set of papers is the largest; in addition to the passport and 2-NDFL, two more documents are needed. You can bring your TIN or insurance policy or others from the list on the bank’s website.

MTS - express loans near your home

Amount: From 20,000 to 1,000,000;
Duration: 1-5 years;
Rate: from 10.5%;
Age: 20-70 years;
Documents: Russian passport + SNILS;
Solution: in 10 minutes.

Minimum 10.5% per annum - for salary clients or those who were not too lazy to bring a 2-NDFL certificate. Without it, rates start from 15.9% and the limit is up to 200,000. But if this is enough for you, but you need a loan right on the day - send a form, get an answer in 10 minutes and go to the nearest MTS office, of which there are plenty in any city, and can be found near your home or work.

Ways to get a loan as soon as possible

Prepare all documents in advance. It can be very disappointing when you sent an application, received approval and are already rushing to the bank to get money, but it turns out that you don’t have a copy of your work record or you didn’t take a second document confirming your identity. Or they took it, but it doesn’t suit you, since the bank has approved a list of those that you didn’t have. Study in advance what papers and their copies need to be provided to the bank, and do not forget to take them with you.
Provide accurate information. A mistake of one letter in the last name or the name of the organization in which you work can cost you not only refusal from this company, but a damaged CI. And an obvious lie with wages, length of service or place of work - guarantees the rejection of the application and submission of data on the unscrupulous borrower to the BKI. There are few banks, so you shouldn’t deceive and embellish.
Submit your application early in the morning. Everything is simple here, the sooner you send your application, the faster the manager will check it and issue a decision on the application. This means that the sooner you can go to the bank to sign an agreement and receive consumer loan. Many work until 17:00; if you send a form after lunch, you risk not having time to pick up cash on the day of application.
First of all - to your bank. The fastest way is to check a client with whom you have been cooperating for a long time. The easiest way to borrow is salary bank- there are usually more favorable conditions, and income certificates are not required, a passport is enough. You can also go to where you have a credit/debit card or deposit account.

If even a complete set of documents, contacting your bank and up-to-date information about yourself did not help you, and you were rejected by 2-3 banks, and you still needed money yesterday, there remains a last resort. Contact the MFO. They are loyal to bad history and are more willing to lend even to problem borrowers.

3 microloans that you can instantly get on your card

Difficulties with bank loan, there is no official job or the opportunity to obtain an income certificate? Bad credit history and the bank always refuses? Or do you just need a small amount? Contact microfinance organizations that provide loans to new clients - there are many of them now; if you contact different ones each time, you may not have to pay interest. The main thing is to remember to pay off your debt on time. By the way, this is also a good way.

E-cabbage - 24-hour loans from 0% per day

Amount: Up to 30,000;
Duration: From 7 to 21 days;
Rate: 0% for new clients, then up to 0.99% per day;
Age: from 18 years old;
Documents: Russian Federation passport.

What makes microfinance organizations convenient is that you need to take a minimum of steps to open urgent loan. Fill out a short form on the website, indicate your details, and the money will be on your card. Cash can be received by debit or credit card, Yandex money or by transfer golden crown or Contact. In the latter case, however, you will still have to leave the house and go to the company office to pick up the cash.

MoneyMan - fast and free for new clients

Amount: From 1500 to 70,000;
Duration: 5 days - 18 weeks;
Rate: 0% first and from 0.76% per day thereafter;
Age: 18-70 years;
Documents: Russian passport.

The largest microfinance organization in Russia issues urgent express loans without requiring any extra paperwork or proof of income. If you are applying for the first time, you can, further rates range from 0.76% to 1% per day. Anyone can get money in a convenient way, fastest to the card or poison. Transfers to Zolotaya Korona, Unistream and Contact in 30-60 minutes, to a bank account the next day.

Turbo loan - automatically and even with a bad history

Amount: From 300 to 15,000;
Term: From 7 to 30 days;
Rate: 1% per day;
Age: 21-65 years;
Documents: passport only.

Loans are issued around the clock automatically using a scoring program. If you are relatively okay with credit history and you have provided reliable information, you can receive money on your card even at 3 a.m. literally 1-3 minutes after filling out the application. No certificates required.

Do you need a loan with a passport in Moscow? This section contains credit products, which are issued upon availability of a minimum number of documents. Many leading banks have offers that allow you to borrow funds for various interest rates only with a passport. Every potential borrower can try to get a loan. To begin with, you will only need to submit an online loan application with a minimum of information about you. To do this, simply follow the link to the bank’s website and fill out a short form. Within about an hour, specialists from the banks you have chosen will contact you and call you back to clarify the details and give you an answer.

If your application is approved, all you need to do is come to a bank branch and sign a loan agreement. To apply for a cash loan using a passport in Moscow, no other documents are needed.

Who can get a loan using a passport from Moscow banks?

None special requirements Banks do not have the option to obtain a loan using a passport. But still, clients of banks serviced by salary projects or having a deposit in a bank. And also to persons who have already taken out a loan from a bank and have a positive credit history.

In what cases should you not take out a loan using only your passport?

As a rule, the fewer documents a bank requests to obtain a loan, the more risks the bank includes in the interest rate. Therefore, if you have the opportunity to take a certificate of income, you have friends who are ready to vouch for you, then this good opportunity save. This is a good alternative to a passport loan in Moscow.

Our website contains a list of banks that are ready to offer only by passport. There is no need to waste time getting a certificate of income from work, finding your military ID or other documents.

Get acquainted with credit offers and you can choose among them the ones that suit the conditions and terms directly from your home or office. To receive it, you need to use an online application - in this case, the request automatically goes to all banks in the city where you live.

List of banks

We suggest applying for a loan only in reliable and trusted banks, such as "", Alfa-Bank, "Tinkoff", "", "", etc. The list on the site is quite extensive, but you can study it in a matter of minutes.

We also cooperate with microfinance organizations that issue microloans for short period of time and under low percentage. Among the most popular are "", "", "", "", etc. All of them issue loans only with a passport.

The positive aspects of such lending are obvious:

speed and ease of registration. As a rule, the decision on extradition is made in a matter of minutes;
minimum documents;
saving time;
high percentage of application approval. Credit history, as a rule, does not play a big role here. Even those who have arrears on previously issued loans can get a loan.

Many banks not only issue cash loans, but also offer a credit card that is delivered directly to your home. Thanks to the interest-free (grace) period of use in practice credit card may be more profitable than a loan. With it you can safely store your money and pay in online stores and shopping centers without any problems.

Cash loans are the most preferred for consumer purposes. Indeed, in this case, the client receives real funds with which to pay for public utilities, expensive purchase or medical care. However, the main advantage of these services is the opportunity to receive money immediately after a personal application.

Banks issuing consumer loans in cash using a passport on the day of application without income certificates

We have selected 10 for you best offers from Russian banks that require a passport when applying for a cash loan. Each bank has the following conditions: maximum amount, term, interest rate and other parameters. For more details, simply click on the desired card.

The listed banking institutions issue credit funds without certificates and others additional documents, which are required in ordinary banks. Money can only be taken with a passport. At the same time, when drawing up an application for a loan, the client does not have to indicate the details of the current financial situation. Filling out an application for institutions is carried out with a minimum amount of data, which has a positive effect on the speed of processing and disbursement of funds under the selected line of credit.

General advantages of issuing funds using a passport:

High speed of application processing.
General security of funds issuance.
No system restrictions.
No certificates required.
Possibility of registration online.

Favorable instant loan at minimum package documents is the most convenient way to obtain the required amount of funds. In advance, the client has the opportunity to familiarize himself in detail with the conditions and features of the loan. To obtain information, just go to the official website, where in the relevant sections you can find the answer to any thematic question. Also, each client can contact a manager or consultant.

A loan with a passport is easy. And profitable for a short period of time

Thanks to the development of the online service, mini-loans have become widely popular, which can help pay for a certain list of services or get the missing amount of funds for a purchase. The average amount of such loans varies between 1000-3000 rubles and may vary depending on the personal preferences of clients. This type of lending is very profitable because it offers the user the opportunity to borrow money virtually without interest. Most often, mini-loans are used to refuel cars or pay for similar services. Additionally, many banks offer various card bonuses for using mini-loans. Favorable loan terms are suitable for the unemployed and any other categories of citizens who have a valid passport.

How to quickly submit an online application for a cash loan with an instant decision

To apply for loans only using a passport, you must fill out an online application on the main website of the lender's organization. It is recommended that you first read the terms and conditions in order to avoid difficulties in using the service in the future. Before filling out the application, the client must make a copy of personal documents with the possibility of sending to electronic form. The passport pages that are required to be submitted to the bank are indicated in the relevant recommendations when filling out the application. Additionally, you can view detailed instructions on how to fill out an application.

Stages of obtaining loans through the website:

Familiarization with basic information.
Preparation of copies of required documents.
Fill out the online form on the website and submit.
Confirmation of the issuance of funds by the agent.
Receipt real money on account.

Absolutely every citizen can quickly take any amount of money without certificates. Using an online site banking company You can avoid difficulties with collecting various certificates. Also, clients do not need to personally visit the bank and stand in endless queues. The issuance of funds in this way is carried out with minimal time expenditure. At the same time, citizens are not required to send a previous credit history.

Cash loans are available to most categories of citizens

Even a student without a state scholarship can quickly apply for a loan. The main condition is the provision of a passport. When registering, you can specify any amount. However, it is worth considering that a specialist may refuse to issue a loan due to the actual impossibility of paying specific rates by a certain category of citizens. Therefore, in the absence of knowledge, it is better to consult with a banking specialist who will help determine the most profitable options and methods of consumer lending.

Where can I urgently get an express loan with a passport?

You can get money without a passport or with a document in a special online bank that specializes in issuing quick loans for the maximum favorable conditions. In case of registration of an account for the purpose of permanent use, a citizen has the opportunity to apply for delivery by mail. After all, all regular customers are provided with additional bonuses and benefits. Before receiving quick loan it is important to carefully study the information presented on the main website, as well as familiarize yourself with the general credit terms. If necessary, the service supports the selection of an individual loan package for each client.

Interest rates are falling - and that's good!

All loans with an instant decision are provided at low interest rates, which has a positive effect on the efficiency and benefits of use personal cards. If you have any difficulties completing your application online, it is recommended that you contact our consultants. You can also find the answer in special section, where many of the most relevant and important issues are collected.

All adult citizens, including those without official employment, who have two documents in hand, can quickly solve financial difficulties in 2019. Many banks issue loans using a passport in Moscow at low interest rates. You can borrow money for any purpose without proof of income.

Requirements for the borrower

In verified MSC banks you can urgently take out a cash loan in Moscow using your passport on the day of application upon provision of a minimum set of documentation. Each financial institution sets certain conditions for receiving funds.

Basic requirements for borrowers:

original passport of a citizen of the Russian Federation with registration in the region (copies are not accepted);
the second document – SNILS, driver’s license, international passport, pension certificate, etc.;
age limit – from 18-21 to 70 years maximum.

The client must have in hand all the documents provided for by the bank's terms and conditions. No original documents loan agreements are not issued!

Banks issuing cash loans using a passport in MSK

You can take out a loan using a passport without certificates in Moscow from reliable banks that set minimum requirements for drawing up an agreement and receiving loan funds.

Where to apply for a loan using your passport:

Sauber Bank – registration without certificates and guarantors. Loan amount – up to 300,000 rubles at 20.5% per annum. Repayment terms – up to 36 months.
Renaissance - a loan for pensioners in the amount of up to 200 thousand rubles for 36 months. at 10.5%.
Tinkoff - a loan secured by a car in the amount of up to 3 million rubles at 11%. The repayment period is up to 3 years.

How to get a loan using a passport online?

You can submit an online application for a loan in Moscow on our website.

Step by step:

We study the conditions and choose optimal bank for cooperation.
Click “submit an application” and fill out the form, indicating reliable information on the request.
Send your application in one click.

Having received approval, the client can quickly take out a cash loan using his passport at MSC at the cash desk financial institution or receive money by transfer to a bank card.

How to repay the loan?

Banks offer different ways payments under the loan agreement:

cash through the cash register;
transfer from a bank card or account;
through self-service terminals;
transfer through payment systems.

Where else can you get a loan without passport certificates?

In Moscow microfinance organizations you can get a quick loan without a passport refusal, without proof of income. The offer is valid even for customers with a bad credit history. On our website there is a list of all companies where you can