Leasing at Uralsib Bank. Leasing at Uralsib Bank Leasing Uralsib

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Uralsib leasing is a universal federal company, recognized leader market, one of the top nine large companies, forming a business in the field of leasing and financial lease.

Advantages of Uralsib Leasing

This company is ready to provide clients with:

• more than one and a half decades of successful activity in the leasing field;
• a strong position in the top ten largest leasing companies;
• a developed network operating in 45 regions of the Russian Federation;
• additional service activities in the field of insurance and registration with the traffic police;
• the best price due to special conditions purchasing equipment from partner companies;
• the possibility of signing agreements with a minimum package of documents in the absence of audits of financial activities;
• the fastest possible financing decision;
• high level of service.
• accepting proposals for cooperation 24/7.

What is Uralsib leasing company?

Uralsib Leasing is a company whose activities help expand the financial capabilities of small and medium-sized businesses by concluding contracts for the financial leasing of vehicles, equipment and special equipment. Uralsib leasing operates in all districts of the Russian Federation, so it can offer clients the most favorable conditions financial lease. The company successfully fulfills its own mission, which it sees in the development of domestic entrepreneurship by updating means of production with new and used equipment. Uralsib Leasing cooperates with entrepreneurs of any form of ownership, offering transactions on the most favorable terms for clients with a minimum review period and a simplified option for signing an agreement.

What programs does Uralsib leasing offer?

Uralsib leasing - expands opportunities to increase the profitability of enterprises by offering leasing programs for:

• Commercial vehicle;
• Trucks of various capacities, tractors and semi-trailers;
• Passenger cars of domestic and foreign production;
• Equipment for various businesses (from printing and logging to retail, warehouse, etc.);
• Agricultural machinery and special equipment.

To select the most interesting offer, Uralsib leasing 2018 provides each potential client with the calculation of the agreement using a special calculator posted on the page of the official website, placing in this electronic form the following details of the transaction: the amount of the advance amount, the term of the contract and the total leasing amount.

How to apply for leasing?

A leasing program exists for any type of business. Information about this is posted on the page with the relevant equipment:

• Needs to be completed minimum package documents, which includes documentation on the balance sheet, profit and loss statements for a certain reporting period;
• Leasing requires a certain minimum term work of the enterprise;
• Availability of personal positive capital;
• For individuals We need copies of your passport and driver's license.

You can choose to conclude an agreement with or without financial reporting analysis. We present the packages of documents for each option in the table.

Financing conditions (rates) are set out on the pages with the corresponding type of agreement.

Uralsib Financial Corporation includes not only the bank of the same name, but also a leasing company. 15 years of experience and a high degree of reliability allow us to speak of the company as one of the leaders in this market segment.

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Let's take a closer look at the conditions for obtaining financing from Uralsib Leasing.

General terms and conditions of the contract

Leasing is one of the options for credit financing for a specific object.

In Uralsib-Leasing, such objects can be:

• passenger cars;
• commercial vehicles;
• trucks;
• special equipment;
• equipment for business.

Uralsib Leasing works with dozens of official suppliers of automotive vehicles and equipment.

Each client can choose the desired object at the optimal cost.

An extensive network of branches throughout the country allows the company to cover the maximum amount of territory.

Leasing principles:

• The lessee company is obliged to in full return the funds paid for it by the lessor;

• the lessee company is obliged to pay a percentage of the increase in price to the lessor for the use of the leased object;

• the conclusion of a leasing agreement always occurs for a specific object (car, transport equipment, equipment).

When purchasing an object under leasing terms, the lessee undertakes not to make any manipulations with it.

He does not have the right to sell, lease to third parties, repaint or change the configuration of the object without the written permission of the lessor.

When using the leased object in an area of ​​activity subject to VAT, the lessee has the right to a refund of tax deductions in the amount of VAT - 18%.

The main conditions of Uralsib Leasing are as follows:

	Contract amount		Contract term		Advance payment
	With financial analysis. report	Without financial analysis. report	With financial analysis. report	Without financial analysis. report	With analysis of fin. report	Without financial analysis. report
Passenger cars they beat Commercial trans— port, trucks they beat spe- cial technology	Up to 30,000,000 rubles	Up to 15,000,000 rubles	From 1 year to 5 years	From 1 year to 3 years	From 10% to 49%
Oboru— dovanie	Up to 30,000,000 rubles	Up to 1,000,000 rubles	From 1 year to 3 years	From 1 year to 3 years	From 25% to 49%	From 35% to 49%

Uralsib-Leasing does not work with individuals.

How to get it?

To lease transport or equipment, an organization needs to contact one of the leasing companies, for example, Uralsib-Leasing. Select an object and submit an application.

Specialists will contact the company, check its financial documents and offer the terms of the contract.

The contract is signed on mutually beneficial terms. The lessee transfers to the leasing company advance payment for the selected leasing object.

The lessor pays the entire cost of the object to the supplier. Upon receipt, the lessee inspects the object and signs the Transfer and Acceptance Certificate.

The company uses the property for its intended purpose and pays the lessor monthly payments in accordance with the schedule established when signing the contract.

Uralsib leasing in Moscow

There is a large selection of leasing companies in the capital. Uralsib Leasing is on the list of leaders due to its loyal conditions:

• small advance payment of 10%. There is no need to withdraw a large amount of funds from the enterprise’s circulation in order to expand its activities;

• a large assortment of machinery, vehicles and equipment from official dealers;

• The contract term is up to 5 years, allowing you to pay out funds on comfortable terms;
• the ability to arrange leasing, subject to a minimum package of documents.

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If you want to find out how to get it, then you need to follow the link.

Requirements for borrowers

Uralsib Leasing offers leasing agreements to small and medium-sized businesses operating in various areas of production.

The main requirements are:

• conducting the main statutory activities for at least 1 year;
• availability of constituent documents;
• availability of a bank account and transactions on it;
• bookkeeping and reporting.

Cars for leasing

To lease a car or a fleet of cars, Uralsib offers convenient conditions for enterprises.

A small advance will not allow the company to strain financially. Leasing cars will work to generate profit for the company. The company can receive tax deductions for the amount of VAT, which is important.

If business is carried out successfully, the company can buy out the leased object, but not earlier than 6 months from the start of the contract.

At the end of the contract, the lessee can register ownership of the object only after paying the entire cost of the contract plus the redemption payment. The amount of the redemption payment is set by the leasing company.

Used cars

Uralsib Leasing offers to purchase used equipment on favorable terms.

The price of such machines will be significantly lower than the cost of new ones, while its operational technical characteristics will be more understandable.

Interest rates

The interest rate on leasing agreements is called appreciation.

It is calculated individually for each enterprise, depending on:

• from the lessor's profit rates;
• conditions economic activity enterprises;
• availability of collateral;
• credit history;
• nuances of selling a leased object.

Sometimes the price increase can be 0%. This happens when the supplier gives a discount to the lessor on the cost of the purchased object.

List of documents

Uralsib Leasing operates under two programs:

1. “Minimum documents, minimum checks.” It is necessary to provide:

• application form;
• a certificate from the bank about the absence of arrears, file cabinet No. 2, statement of transactions;
• constituent documents;
• documents for own/rented premises.

2. “Minimum increase in price with little inspection.”

Required documents:

• application form;
• decoding of credit obligations;
• buh. reporting on forms 1 and 2 for the last 5 reporting periods;
• bank statement on turnover on the current account, about the absence of overdue payments and file cabinet No. 2;
• analysis of accounting accounts 50, 51, 57.

Debt repayment

Repayment of the debt under the leasing agreement is carried out according to the payment schedule approved by the parties.

It can be annuity (equal payments), differentiated (decreasing payments) and seasonal, if possible.

In the latter case, maximum payments are paid during periods when the lessee receives maximum profit.

Debt payment is made by transfer bank payments from the lessee's current account to the lessor's current account, unless otherwise provided by the leasing agreement.

Deadlines

At Uralsib Leasing company maximum term The contract is for 5 years.

In cases where equipment is purchased on lease or when a contract is drawn up on “without analysis” terms, the contract term will be 3 years.

A longer contract term allows the lessee organization to minimize its monthly debt repayment costs.

You can find out in detail how to get a cash loan using 2 documents without certificates and guarantors.

Pros and cons

Advantages of leasing at Uralsib:

• extensive work experience;
• a huge number of suppliers;
• large branch network;
• leasing of various equipment;
• clear terms;
• possibility of VAT refund;
• Availability of simplified registration programs.

Leasing from Uralsib is a professional service of the bank, since the company has solid experience in the leasing market since the late 90s. This is not only convenient, but also profitable, since the bank creates special conditions with a minimum of documents and a flexible payment schedule.

Leasing from Uralsib is a professional service of the bank, since the company has solid experience in the leasing market since the late 90s. This is not only convenient, but also profitable, since the bank creates special conditions for suppliers with a minimum of documents and a flexible payment schedule. Leasing from Uralsib is also reliable, because this service is rated financial stability belongs to class “A+”.

Leasing company Uralsib

Uralsib invites you to cooperate as individual entrepreneurs, so legal entities, and offers them a leasing service. Using this service, you can lease vehicles such as minibuses, pickup trucks, special equipment with small and medium-duty loads, KAMAZ, as well as semi-trailers, passenger cars of any brand, both foreign and domestic auto industry. In addition to vehicles, you can lease printing equipment, woodworking machines, logging, sports, commercial, sewing, textile and warehouse equipment. Using the leasing calculator, you can easily make a preliminary calculation of the cost of this service.

Leasing programs

Each bank client can lease passenger, commercial and cargo vehicles, buses, trailers, special vehicles or equipment. Maximum amount financing can reach 30 million rubles, and the financing period is 60 months (5 years). All transactions are executed in rubles. You can apply for leasing at any branch of Uralsib Bank. To do this, you will need to provide a minimum package of documents, which consists of:

• application forms;
• certificates from banks (on turnover and absence of overdue debt);
• constituent documents;
• copies financial statements F1 (if you are on common system taxation).

The decision to approve the leasing application is made within 1-3 days.

Leasing at Uralsib Bank

The bank offers clients of small and medium-sized businesses a “single window” where they can receive not only standard banking services on opening, maintaining an account and performing transactions, but also to get the opportunity of financial lease (leasing), which is beneficial in many areas of Russian business. The bank sees this as its mission, which helps develop the domestic economy.

To simplify calculations, clients can calculate their benefits in advance using a leasing calculator, in which they need to indicate the subject of leasing, the amount of delivery, the amount of the advance and the payment period.

Sale in Uralsib leasing

Not all lessees buy the leased equipment. If it turns out to be unclaimed by the company or was confiscated due to non-payment, it ends up in a special database. Anyone can familiarize themselves with this list on the leasing company’s website in the section. Here many lots can be purchased at a discount. To make your search easier, you can sort offers by type of leased item, as well as by the city where it is located. An application for the purchase of equipment can be sent through the form feedback or by phone.